Post by account_disabled on Oct 19, 2023 1:30:49 GMT -5
Investing intelligently is essential to achieving financial stability and ensuring a peaceful future. Given the various options available in the financial market, the IPCA+ 2035 bonds , offered by Tesouro Direto, stand out as interesting alternatives for those looking for good investments. In the first half of 2023, these bonds had a yield of approximately 19%. However, is there still time to invest and take advantage of these returns? Follow an evaluation of IPCA+ bonds in the text below and see if it is still advantageous. summary Watch the video: IPCA+ 2035 yielding 250% of the CDI! Is it worth investing? Drop in rates and mark-to-market of IPCA+ Securities IPCA+ yielding 250% of the CDI Is there still time to invest in IPCA+? How much will IPCA+ yield by the end of 2023? Invest in IPCA+ or shares in 2023? How the Retirement Income + Treasury works Is it worth investing in the Income + title for retirement? Conclusion: is it worth investing in an IPCA + bond in 2023? Watch the video: IPCA+ 2035 yielding 250% of the CDI! Is it worth investing.
In this video, the specialist in fixed income and cell phone number list macroeconomics, Marilia Fontes, founding partner of Nord Research, provides a detailed analysis of the IPCA+ bonds available at Tesouro Direto, with a special focus on the IPCA+ 2035 bond. Understand and find out if it is worth investing . Drop in rates and mark-to-market of IPCA+ Securities When accessing the Tesouro Direto website, it is possible to notice that IPCA+ bonds start with a rate of 5.13% for IPCA+ 2029, which has no interest payments. This bond has a longer term, as it does not bear interest like bonds that mature in 2029 and have this characteristic. Next, we have the IPCA+ 2035 and the IPCA+ 2045, with rates increasing gradually, reaching 5.59%. Recently, interest rates suffered a significant drop, for example, the IPCA+ 2035 was traded at a rate of 6.40% at the beginning of 2023. However, after the release of the new fiscal framework in May, rates began to fall.
Along with this, we also witnessed tax reform, improvement in inflation, and other positive news for the economy and financial market. This drop in interest rates resulted in a reduction of more than 100 basis points in rates, i.e. a 1% drop. In this way, the reduction in rates generated a gain in mark-to-market for investors. IPCA+ yielding 250% of the CDI A practical example of the impact of this drop is IPCA+ 2035, in which an investment without interest coupon provided a return of approximately 19% in just a few months, equivalent to a return of 250% of the CDI. This yield is attractive, especially considering that the stock market yielded 7.5% and the CDI was around 7.5% in the same period. Is there still time to invest in IPCA+? To assess whether investing in IPCA+ continues to be a good option, it is essential to consider the entire market scenario. A mark-to-market yield of more than 18% indicates that rates would have to fall another 100 basis points, or another 1%, for a considerable return to be achieved. Therefore, rates, which are currently at 5.25%, would need to reach 4.25%.
In this video, the specialist in fixed income and cell phone number list macroeconomics, Marilia Fontes, founding partner of Nord Research, provides a detailed analysis of the IPCA+ bonds available at Tesouro Direto, with a special focus on the IPCA+ 2035 bond. Understand and find out if it is worth investing . Drop in rates and mark-to-market of IPCA+ Securities When accessing the Tesouro Direto website, it is possible to notice that IPCA+ bonds start with a rate of 5.13% for IPCA+ 2029, which has no interest payments. This bond has a longer term, as it does not bear interest like bonds that mature in 2029 and have this characteristic. Next, we have the IPCA+ 2035 and the IPCA+ 2045, with rates increasing gradually, reaching 5.59%. Recently, interest rates suffered a significant drop, for example, the IPCA+ 2035 was traded at a rate of 6.40% at the beginning of 2023. However, after the release of the new fiscal framework in May, rates began to fall.
Along with this, we also witnessed tax reform, improvement in inflation, and other positive news for the economy and financial market. This drop in interest rates resulted in a reduction of more than 100 basis points in rates, i.e. a 1% drop. In this way, the reduction in rates generated a gain in mark-to-market for investors. IPCA+ yielding 250% of the CDI A practical example of the impact of this drop is IPCA+ 2035, in which an investment without interest coupon provided a return of approximately 19% in just a few months, equivalent to a return of 250% of the CDI. This yield is attractive, especially considering that the stock market yielded 7.5% and the CDI was around 7.5% in the same period. Is there still time to invest in IPCA+? To assess whether investing in IPCA+ continues to be a good option, it is essential to consider the entire market scenario. A mark-to-market yield of more than 18% indicates that rates would have to fall another 100 basis points, or another 1%, for a considerable return to be achieved. Therefore, rates, which are currently at 5.25%, would need to reach 4.25%.